I checked all the major car insurance companies in the Minneapolis & St. Paul area  and Minnesota as a whole so you don’t have to.  Here’s what I got:

#1 lowest price year after year: Geico.com

#2: Allstate has some interesting sign up and safe driving incentives that were able to lower the price below that of Geico for the first 6 month period.  After renewal, however, Geico always came out on top again.

#3 There are also some very cheep car small name insurance providers out there that beat the Geico rates but have such horrible rating s and reviews that they are not worth the trouble.  The criticism is usually that of bait and switch where the provider quotes impossibly low rates and then later calls to raise the rates.

So, make your life easier and just choose Geico car insurance.  The company is owned by Berkshire Hathaway which is run by Warren Buffet and has a very interesting backstory.  Geco car insurance is run with a very lean operating structure with little or no middle management.  That means they pass the savings on to the customers in the form of lower rates.  Give them a try if you want a solid car insurance company with the lowest rates year after year.